Wednesday, November 27, 2019
Why Most Workers Cant Get No Job Satisfaction
Why Most Workers Cant Get No Job SatisfactionWhy Most Workers Cant Get No Job SatisfactionWhy Most Workers Cant Get No Job SatisfactionIf youre working, are you happy with what youre doing and where youre doing it?If you are, youre in the minority, according to the The Conference Board, whose recent research found that only 45% of employed Americans are satisfied with their jobs. Which means 55% are not.The dissatisfaction is widespread across age groups, which goes to show that there is equality in fear, anger, and tension as we slowly emerge from a recession (which is whatexperts tell us). Almost everyone in the workplace has relatives or friends whove lost jobs, and many have also seen coworkers who got laid off, and had to pick up some of the work that went out the door with them.That combination can easily erode job happiness for the lucky ones left behind. When there is gloom all around you, chances are it will envelop you too.But theres something else happening here. When The Conference Board started measuring job satisfaction in 1987, it found that 61% of workers were satisfied with their jobs. Granted, we werent coming out of a recession then, but that figure has been dropping steadily since. Whats happening?For starters, the days of mutual, everlasting loyalty between employer and employee are long gone. Mass layoffs have become more common and workers are more willing to take risks by moving on to more challenging roles elsewhere. So if the employee is miserable at work, he or she is less likely to prolong the misery and more likely to tune up the resume and find another job.One of our favorite bloggers, Laurie Ruettimann at Punk Rock HR, cited a few other contributing factors in her take on The Conference Boards findings, specifically the erosion of raises and pensions, the higher costs of premiums for employer-sponsored health insurance, and the outsourcing of manufacturing jobs to other side of the globe.Put it all together, and you might wonder w hy job satisfaction isnt lower.
Saturday, November 23, 2019
Customize this Outstanding Insurance Resume Sample
Customize this Outstanding Insurance Resume SampleCustomize this Outstanding Insurance Resume SampleFormatting Your Insurance ResumeCreate Resume Knowing what you want to include on your resume is half the battle. The rest is accomplished through clear and organized formatting of this information. A poorly presented document will negate your potential for gaining an interview or the coveted offer of employment.Below are specific content areas of an insurance resume and what each area should highlightObjectiveUsing complete, present tense and active sentences, convey the skills and attributes you use as part of the desired insurance role. Name the specific position and write as if you already hold the job, describing how you achieve success within it. Be concise and include about three sentences of varied lengths for readability. Background/ExperienceEven if you do not yet hold experience in insurance, provide applicable details from your work history. Show career progression and lis t bullet statements of accomplishments for each job you have held. As part of those bullets, provide quantifiable results about how you helped the organization. Certifications and TrainingIn insurance, training, education and workshops are an ongoing, lifelong process. For this field you must be committed to knowledge and certifications. List any such courses you have completed and certifications you hold.AchievementsAccolades exhibit your drive for success, an important attribute in insurance.Customize Resume
Thursday, November 21, 2019
Military Involuntary Separation Pay Charts
Military Involuntary Separation Pay ChartsMilitary Involuntary Separation Pay ChartsMilitary members who are involuntarily separated from the military may be entitled to involuntary staffelung pay (severance pay). To be eligible, a military member must have six or more years of active duty, and less than 20 years. A member may receive full or half pay depending upon the circumstancesFull Pay s would be separation due to reduction in force, or separation due to exceeding the high year of tenure. Half Pay s would be discharge due to failing fitness/weight standards or involuntary discharge due to parenthood. There are four Involuntary Separation Pay Programs Special Separation Benefit (SSB) - During downsizing of the military, the SSB will often be activated. In the 1990s, Special Separation Benefit (SSB) was last offered to entice active duty military members to leave active duty and was discontinued in 2001.The process is fairly basic and you must meet all of the requirements to be e ligible for early retirement as it was called -6 years of active duty as of December 1991 -Served active duty for less than 20 years -A extremum of 5 years of continuous active tafelgeschirr at separation -be in a rate or rank that was overmanned. The SSB payment was a one-time payment calculated by multiplying base pay from the last year of service by 15%. Then multiplying by the number of years served on active duty at the time of your last day in service. This payment was given on the members last day in the military. Voluntary Separation Incentive (VSI) - Voluntary Separation Incentive is another early retirement program that differs from SSB as it is paid in monthly payments for twice the time served.This Department of Defense program is designed to carefully reduce the size of the Armed Forces in order to not create any mission capability and readiness imbalances.This program as last used in the 1990s and stopped immediately after the attacks on September 11, 2001. The require ments are the same at the SSB above. You will receive monthly payment for a period of time that is equal for two times the number of total years in the service.For instance, if you had 10 years of service at separation, you would receive a yearly VSI payment for 20 years with prorated partial years as well. Disability Severance Pay - The Department of Defense and the individual branches can separate a soldier on the Temporary Disability Retirement List (TDRL). Separation may occur with entitlement to disability severance pay or without as it depends on the severity or if service connected injuries. You must meet the following requirements to be eligible for Temporary Disability Retirement be found unfit for duty, have less than 20 years of service, and have a disability rating of less than 30%. If you were discharged with this severance pay, you cannot join the active duty again or choose to apply for retirement later.However, you may be eligible to apply for monthly disability comp ensation payments from the Department of Veterans Affairs (VA) if the VA determines your disability is service-connected. Disability severance pay is a one-time payment.The lump sum payment equals 2 months of basic pay for each year ofservice which includes active service and inactive duty points under 19 years.Additionally, the minimum number of years required for computation purposes is six years for a disability incurred in the line of duty in a combat zone, or 3 years in the case of any other member. There are several types of retirement Regular Retirement - Serving honorably for 20 or more years in military service. Reserve Retirement - Serving honorably for 20 or more years in the Reserves / National Guard with combined active duty service optional. Temporary Disability Retirement List - Members on the Temporary Disability Retired List (TDRL) havephysicaldisabilities that deem them unfitfor military duty. However, the disability has not sufficiently stabilized to accurately as sess its permanent degree of disability. Permanent Disability Retirement List - If yourdisabilityis found to bepermanentand is rated at 30 percent or greater or you have 20 or more years of service. Temporary Early Retirement Authority - Under this program (not in use today), if you had over 15 years - but less than 20 years - of total active duty service you could apply for early retirement. It allowed the military to help in the drawdown following the end of the Cold War. More Information From www.dfas.mil Special Separation Benefit (SSB)Voluntary Separation Incentive (VSI)VSI/SSB RecoupmentDisability Severance Pay Military Involuntary Separation Pay Charts as of 2016
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